Today’s customers are fundamentally different from customers of past years in that they are harder to acquire, retain, and delight because of the explosion in digital technologies consumers use day to day and the increasing numbers of financial products providers, particularly nontraditional banks. Ultimately, digital transformation will unite disparate and siloed systems and create seamless “customer journeys” and new business models that will attract and retain tomorrow’s customers. Read this IDC white paper to learn four keys to success for retail banking’s digital transformation journey.