Access industry insights and research-driven strategies designed to enable you to enhance your long-term care discussions:

• Identify and discuss clients' care preferences and the value of planning early
• Enable you to create proactive plans for your clients, which may alleviate stress on their families
• Explain the power of hybrid solutions, which provide long-term care coverage if needed, and legacy protection or return of premium, if care is not needed.

Empower your next conversation by leveraging Lincoln, the leader in hybrid solutions for over 30 years*.

Download your exclusive conversation guide and start talking hybrid solutions with your clients today.

*LIMRA, “2017 U.S. Individual Combination Sales Report. 

Hybrid solutions are life insurance policies with long-term care riders issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. 

Products and features, including benefits, terms, and definitions, may vary by state. 

For agent or broker use only. Not for use with the general public. 

LCN-2546465-051719